 Pay Safely |
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There are a number of ways to pay for your item on eBay. PayPal offers a secure way to pay; while cash or instant money transfer services such as Western Union are prohibited on eBay.
Available payment methods
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| Payment Method |
Buyer Protection Coverage |
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| PaisaPay - Online Bank Transfer |
Buyer transfers money to the seller's account through Online Banking i.e. on the Internet. Payments are made to the seller using PaisaPay.
Advantages
- Fast, easy and secure way to accept payments.
- Eliminates delay and follow-up for payment
- Low Cost.
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Increased purchase protection up to Rs. 50,000. Learn more.
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| PaisaPay- Credit Card (Master Card/ Visa) |
Payment is made by Credit Card using PaisaPay.
Advantages
- Fast, easy and secure way to accept payments.
- Eliminates delay and follow-up for payment.
- Low Cost
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Increased purchase protection up to Rs. 50,000. Learn more.
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| Cheques |
Advantages
- Traceable to a particular mailing address
- Provides proof of payment.
- Most banks offer a stop payment service if problems arise before the cheque is cashed.
Disadvantages
- Sellers must wait for funds to clear.
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Covered up to Rs. 10,000 under the eBay Buyer Protection Program (minus Rs. 50 for processing costs).
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| Demand Drafts |
Demand drafts are similar to a Money Order, except that they can be issued in any currency that a seller may request. Major banks and international exchange services offer demand drafts.
Advantages
- Traceable to a particular mailing address.
- Receipts are provided at the place of issue.
- Demand drafts usually do not incur a fee when deposited in the same currency. For example an Indian seller receiving a demand draft in India usually will not have to pay fee's for the exchange of currency
- Note: Most banks charge the person requesting the draft to pay a fee. If your item is of low value, this fee could be more than the value of your item. If choosing to pay with this method, make sure you are aware of all the fees beforehand and factor this into your final price estimate.
Disadvantages
- Sellers must wait for funds to clear.
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Covered up to Rs. 10,000 under the eBay Buyer Protection Program (minus Rs. 50 for processing costs).
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| Cash on Delivery (COD) |
Buyer has to make the payment in cash on delivery of the item at the address mentioned by him
Advantages
- Easy to use.
- Buyer may inspect item prior to making payment.
- Additional fees from delivery service may apply
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Cash payments are not covered by eBay's Buyer Protection Program
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| Bank Deposits |
Advantages
- Traceable to a particular mailing address.
- Provides proof of payment.
- Most banks offer a stop payment service if problems arise before the deposit is cashed.
Disadvantages
- Sellers must wait for funds to clear.
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Covered up to Rs. 10,000 under the eBay Standard Purchase Protection Program (minus Rs. 50 for processing costs).
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| Direct Online Bank Transfer |
Advantages
- Eliminates delay and follow-up for payment.
- Low Cost
Disadvantages
- Risk of account fraud is high
- Lower Buyer Protection coverage than online bank transfer using PaisaPay
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Covered up to Rs. 10,000 under the eBay Standard Purchase Protection Program (minus Rs. 50 for processing costs).
For online bank transfers, always prefer PaisaPay – it's fast, safe and secure
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