What is the "Verified by VISA"/"MasterCard SecureCode" password?

The Reserve Bank of India (RBI) has mandated that from 1st Aug 2009 all online credit card transactions require an extra level of verification. Your credit card issuing banks have therefore, implemented a “Verified by VISA” or “MasterCard SecureCode” password.

“Verified by VISA” or “MasterCard SecureCode” password is the password that your credit card issuing bank provides. For example – ICICI Bank, HDFC Bank, Citibank, HSBC Bank, Axis Bank, SBI etc. This password is the additional layer of security for all your online transactions.

If you do not have a Verified by VISA / MasterCard SecureCode password, please visit your banks website to generate your it.

How it works

Benefits of “Verified by VISA”/”MasterCard SecureCode” password

Even if you lose / misplace your credit card it cannot be misused online as the password is not present on the card.

Points to remember

  • Keep your password safe

  • Do not share your password with anyone